Pay Later from Tranch is a product that enables businesses to pay invoices flexibly, on their terms without any credit risk or recourse to your firm for missed or defaulted payments. Subject to credit review, Tranch enables businesses to spread invoice payments of up to $500,000 across 2-12 months. If you have clients with a larger amount, please contact us to discuss bespoke arranagements up to $10M.

[Pay Later - Eligibility]

Before directing a client to complete a Pay Later application, please review their eligibility here.

Creating a Tranch Account

To begin a Pay Later application, clients will first need to create a Tranch account. This can be done by following the steps included in a shared invoice or Tranch portal/payments page.

Personal details required to create a Tranch account:

• First and Last Name
• Email Address
• Phone Number

Clients that have used Tranch previously (even if for another supplier), or that already have a Tranch account, are able to use their existing account and do not need to create one separately for Pay Later.

Required Client Information

In addition to the basic personal details required to create a Tranch account, clients will need to provide basic information about their business and its financial situation.

Company details required include:

• Company Name
• Company Legal Name
• State of Incorporation
• Address

Banking information required:

• Bank accounts (all company accounts) connected via our secure payment connector Plaid [AND/OR]
• 6 months of most recent bank statements for any account that cannot be successfully connected